Friday, September 21, 2007

NJ Taxes

Hello out there. I know I'm not the only one concerned about the rising taxes in our Garden State. Since the real estate community has been experiencing blows left and right in the last several years. It's only fair that I bring this new potential tax plan to your attention.

The New Jersey Home Sales Tax

The Realty Transfer fee is a state imposed fee that began in 1968 as a nominal charge for tracking real estate transactions. It has increased dramatically in the last several years, especially due to the phenomenal real estate buying explosion we've had from 2003 - 2005.

The NJ Homes Sales Tax aka Realty Transfer fee has increased on an average home in our lovely garden state about 80%.

THE NJ STATE LEGISLATURE IS CONSIDERING FURTHER INCREASES BY PERMITTING MUNICIPALITIES TO ESTABLISH THEIR OWN FEES IN ADDITION TO THE ALREADY IMPOSED STATE FEES.

THIS IS WRONG!
Please log on to http://njhometax.com for further information and learn what to do to help stop the Home Sales tax increase.

Wednesday, August 22, 2007

ARE YOU A BUBBA?

Are you a B.U.B.B.A.? BUYERS UNREPRESENTED BY BUYERS AGENT

If you are I can help you get the most out of this real estate market. This current real estate market is full of choices and opportunities for today's savvy consumer.

Whether you are a FIRST TIME BUBBA or a BUBBA back in the market I can help you.

Most BUBBA's don't know:

There is no fee required in working with many Real Estate agents. The commission is PAID BY THE SELLER at the time of closing.

Working with an EXPERIENCED REAL ESTATE AGENT can help you save time and money in the search for the right home to fit your needs.

A REALTOR can make the most to help you have a smooth buying experience.

BUBBA'S can benefit from my 14 years of experience working with SELLERS can help you in negoiating the BEST PRICE AND TERMS.

BUBBA'S can expect PREPAREDNESS, KNOWLEDGEABLE and FRIENDLY service.

BUBBA'S will receive a NO PRESSURE RESULTS ORIENTED REAL ESTATE PROFESSIONAL looking to give a BUBBA the best buying experience that I can.

Call me direct 732-684-1559 or visit my website at http://www.lkorzelius.remax-nj.com for your property search or more information on the home buying process.

RE/MAX GATEWAY Lucy Korzelius 1500 Allaire Avenue Ocean, NJ 07712 lucyk@remax.net Bilingual -- SPANISH

Tuesday, June 19, 2007

"REAL ESTATE SEMINAR"




How To Buy Your First Home


RE/MAX Agents To Participate in Free Seminar
~Randi Dickman and Lucy Korzelius Hold Educational Seminar

OCEAN, NJ – A free educational seminar on “How To Buy Your First Home”, will be held on Tuesday June 26th from 7-8pm at the Tinton Falls Public Library, located 664 Tinton Ave and on Tuesday, July 17th at the Wall Twp. Public Library on Allaire Road and Bailey’s Corner Road. This seminar is being presented by RE/MAX Gateway Sales Associates, Lucy Korzelius and Randi Dickman and Mortgage Professional, Paulina Henderson of US Mortgage.

The seminar will touch on numerous aspects of the changing market including: how you can qualify for a home mortgage loan, credit reports, what you can afford and how to go about purchasing the correct home. This seminar is free of charge and as an added bonus; those who attend will also receive a FREE credit analysis. Seating is limited so you must pre-register for this event.

For more information or to register for this seminar, please call 732-939-0056.



With over 3,800 real estate professionals in 211 franchise offices, RE/MAX of New Jersey continues to be one of the leading real estate organizations in the state. Since its inception in 1985, RE/MAX of New Jersey has experienced record-breaking growth in both franchise sales and sales associates. This remarkable success can be attributed to the quality agents and service consistently found in all RE/MAX organizations. RE/MAX of New Jersey, based in Moorestown, N.J., is a privately owned and operated regional franchiser for RE/MAX International. Please visit http://www.remax-nj.com/ for more information.


















Wednesday, June 13, 2007

How To Buy Your First Home


FOR IMMEDIATE RELEASE
Contact: Meghan Wallace
856-722-5454


RE/MAX Agents To Participate in Free Seminar
~Randi Dickman and Lucy Korzelius Hold Educational Seminar

OCEAN, NJ – A free educational seminar on How To Buy Your First Home, will be held on Thursday June 28th from 7-8pm at the Tinton Falls Public Library, located 664 Tinton Ave. This seminar is being presented by RE/MAX Gateway Sales Associates, Lucy Korzelius and Randi Dickman and Mortgage Professional, Paulina Henderson.
The seminar will touch on numerous aspects of the changing market including: how you can qualify for a home mortgage loan, credit reports, what you can afford and how to go about purchasing the correct home. This seminar is free of charge and as an added bonus; those who attend will also receive a FREE credit analysis. Seating is limited so you must pre-register for this event.
For more information or to register for this seminar, please call 732-939-0056.
With over 3,800 real estate professionals in 211 franchise offices, RE/MAX of New Jersey continues to be one of the leading real estate organizations in the state. Since its inception in 1985, RE/MAX of New Jersey has experienced record-breaking growth in both franchise sales and sales associates. This remarkable success can be attributed to the quality agents and service consistently found in all RE/MAX organizations. RE/MAX of New Jersey, based in Moorestown, N.J., is a privately owned and operated regional franchiser for RE/MAX International. Please visit http://www.remax-nj.com/ for more information.

Thursday, April 12, 2007

Earth Day and Events Under Way

First of all, it was a great seminar on "Investing in Real Estate with IRA's and 401K's". Thank you, Satchie Carvounis, Regional Manager, Security Trust for a wonderful presentation.

Back to my passion to spread the word about Global Warming. The Step it Up Organization is conducting a number of events all over the country on April 14th to put more emphasis our this major concern for our planet. Please check out this website, if you have the time, means or motivation, http://events.stepitup2007.org/ maybe there is something that you may want to do yourself to spread the word.

A reminder of the 37th anniversary of Earth Day this April 22nd. This is one of the first government sponsored and grass roots based organizations that was built upon making this planet a more environmentally sound and safe place to live. It is now celebrated all over the globe. It's a time to get together, volunteer, share ideas, make plans, create ways and solutions to be environmentally aware. Sites of interest, http://www.earthday.gov/ or http://www.epa.gov/earthday/. HAPPY SPRING!

Friday, March 30, 2007

FREE INVESTMENT SEMINAR

This week I thought I would veer away from the usual Green Environmental topics in our Garden State and talk about another kind of Green, the money kind. We have a terrific seminar coming up on the topic of Real Estate investing. Maybe you can use your IRA's or 401K's to invest in a investment property, maybe even a Green home for investment to increase your real estate portfolio. Read on and give a call if you want to know more.............


INVEST YOUR IRA’S AND 401K’S INTO REAL ESTATE

RE/MAX Gateway, 1500 Allaire Avenue, Suite 103, Ocean Township is hosting a FREE
Investment Seminar on “Investing Your IRA in Real Estate” on Wednesday, April 11th, 1:00 pm
at their office located in Ocean, NJ. Satchie Carvounis is the Mid-Atlantic and South Regional
Manager for Security Trust Company will be a guest speaker at a seminar on
“Investing Your IRA in Real Estate.”

Security Trust Company is a full service self directed retirement administrator, and
they set up self directed IRA/LLCs so you can invest in non traditional assets such as real
estate, mortgages and notes, and private businesses/franchises.


Did you know you or your clients can invest their IRAs and their old 401k’s into real estate?

This seminar will give you information on IRAs, what you can invest in, the IRS guidelines for
investing in an IRA, what to watch out for, how to educate your clients on this subject, and how
to build your client base. Many investors do not know they can use IRA money to purchase real
estate. This gives them another pool of money to use along with personal investing to increase
their portfolio. This seminar is geared toward real estate investors, future real estate investors,
investment property owners, accountants, attorneys or anyone interested in investing in real
estate using their IRA’s.

Please call RE/MAX Gateway to reserve a seat, directions or further information,
732-695-1600, #0 or email lucyk@remax.net.

Wednesday, March 21, 2007

Wind Power for the Garden State

BELMAR BEACH, NEW JERSEY

On March 12, 2007 an article by Todd B. Bates, Environmental Writer for the Asbury Park Press caught my attention. In it Mr. Bates writes that New Jersey is preparing an 18 month study of birds and marine life 20 nautical miles offshore prior to the pilot project that will enable New Jersey to reap the benefits from the use of this Wind Generated Energy Alternative. This study is in advance of the Wind Turbine test that was included in the State's 2007-2008 budget at a cost of $4.5 million, including the $2 million from the Clean Energy Fund for a Wind Power Ecological Baseline Study.

I was curious to know exactly how many of these This Wind Generated Energy Alternatives were actually up and running. Last year, the US Naval Station on Guantanamo Bay Cuba completed the installation of a pair of wind turbines on John Paul Jones Hill, the base’s highest point.

The world's largest wind farm at Altamont Pass, California, USA, consists of 6,000 wind turbines generating 1 TWh of electricity per year. Wind farms supply about 1.5% of California's electricity needs.

The EERE Information Center (The US Dept. of Energy Efficiency and Renewal Energy) has listed Installed Wind Capacity data of where various Wind Farms are located http://www.eere.energy.gov/windandhydro/windpoweringamerica/

Energy alternatives are topics that no one should shy away from. There are sources for questions about Wind Energy. The Wind Energy Development Programmatic EIS Information Center, is an online center for Energy Development, check out the FAQ's on this site,
http://windeis.anl.gov/index.cfm

I believe New Jersey is making positive strides in helping the climate and quality of life for our residents. While there will always be PROS AND CONS to anything. In my opinion this is a winning proposition for our beautiful Garden State. I believe most of us are PRO change but there will always be critique and CONS. What do you think?

Friday, March 16, 2007

Ways to help the Climate Crisis

This Wednesday, March 21st, Al Gore will testify before Congress on the immediate action that needs to be taken to end the climate crisis. As of today, he needs an additional 55,626 people to sign their message located at http://algore.com/cards.html,they already have 294,374 signed messages. If we can do this, it will be as though 350,000 of us were there at the hearing expressing our determination to convince Congress to act.


A few suggestions for ways we can help at home, at the office, or at recreation times. With Spring around the corner, it's a good time to start. Any little bit we commit to do goes a long way. Challenge yourself and before you know it, it'll be a habit.

1. Drive less, ride a bike to and from work or take public transportation.

2. Get your car tuned up to run more efficiently.

3. Buy only produce that is grown locally.

4. Bring my own bags to the market.

5. Take shorter showers to save heating the water.

6. Plant a tree and help protect our forests.

7. Reduce, reuse, and recycle.

8. Unplug unused appliances and electronic devices.

9. Sign up to use renewable energy for my electricity need.

10. Replace old light bulbs with compact florescent bulbs.

Wednesday, March 7, 2007

URBAN SPRAWL

Since this Real Estate Blog is concerned with environmental issues and the quality of life in our lovely “Garden State” A recent article in the New York Times bears mentioning. The article is titled “Zoned to the Horizon” by George Hawkins, dated February 18, 2007. www.njfuture.org/Media/Docs/NYTOp-Ed%202-18-07.doc

In it he writes about a topic in our state that is not discussed often enough, called “Urban Sprawl”. I find this issue compelling due to the fact that Governor Corzine most recently made a commitment to take a stand to help the environment and begin measures preventing the effects of Global Warming.

“Urban Sprawl” is unplanned, uncontrollable spreading of urban development into areas adjoining the edge of a city. Characteristics often include the distance from employment to commercial centers, dependence on automobile travel, extended Public Infrastructure and little In-Fill Development. These land use choices strongly affect our Public Health and Quality of Life.

It is important that we all educate ourselves, take a stand and really look at how our tax dollars are spent.

I found a couple of websites that could give us all ideas on how we can help bring about change for the better. Not only as New Jerseyans but all over the country.

The Transportation Research Board (TRB) a division of the National Research Council who serves as an independent advisorary board to government is a great source of education and ideas http://www.trb.org/.

The Sierra Club http://www.sierraclub.org/sprawl/overview/ is a great place to get some additional information on how we can begin making positive contributions to our beautiful planet worth saving.

Wednesday, February 28, 2007

New Jersey Makes Commitment to Preserving our Planet

Governor Corzine Calls for Sweeping Reduction of Greenhouse Gas Emissions in New Jersey
http://www.state.nj.us/governor/news/news/approved/20070213a.html

New Jersey becomes one of the first states in the nation to address the severity of GLOBAL WARMING ISSUES by 2020. New Jersey is generally at HIGH RiSK to the environmental effects of Global Warming due to our topography, coastline and coastal development.

As a New Jersey Realtor since 1993 I have noticed that many existing homes and new homes built today are not hitting the mark in making this aggressive goal a reality. I believe we all have an obligation to make this mission come true for ourselves and future generations.
On February 2, 2007 the United Nations Intergovernmental Panel on Climate Change (IPCC) issued a report concluding that there is a 90% chance that global warming is caused by human activity. http://www.ipcc.ch/

Most recently NJ has begun a program for builders and homeowners to raise awareness, to set a building standard and to create a demand for healthy, efficient and environmental conscience dwellings. njhighperfomance@dcs.state.nj.us

We all can take small steps by reducing energy consumption in our homes. Breaking bad habits, being more energy savvy as consumers is a beginning. Builders can start incorporating more energy conscience solutions in they building practices. This will open up new opportunities for more job growth, technology and innovation. It's a win win situation.
Let's be the catalyst of change for a better healthier planet.